Tag: cleveland nursing home

Assisted Living Waiver Program- Alternative to the Nursing Home

The Assisted Living Waiver Program is an option for those looking for alternatives to the nursing home.

With the Assisted Living Waiver Program, Medicaid covers the cost of care while the individual pays for his “room and board” at the assisted living facility.

To be eligible, the individual must apply for Medicaid and meet the following requirements:
1. Be 21 or older;
2. Meet the Medicaid financial requirements;
3. Meet the medical needs requirements;
4. Live in a nursing home, receive care through another Medicaid waiver program or live in an assisted living facility approved by the … Read the rest

Help! My Spouse’s Health is Declining and I’m Worried about Financial Ruin!

It is a common problem.  One spouse’s health is declining. The other spouse is relatively healthy but is having trouble continuing to provide care for the unhealthy spouse at home.  Something has got to give. Soon some kind of long-term care facility will be necessary.  But how will they afford it?

According to the 2010 Market Survey of Long-Term Care Costs conducted by Metlife, the annual cost of a semi-private room in a Cleveland area nursing home was $75,190 and a private room was $87,600.

Moreover, counter to popular belief, Medicare will not cover prolonged nursing home care. Medicare… Read the rest