Under Ohio law, there are certain individuals that you are required to financially support and cannot abandon. Those people are your spouse, your child who is under age 18 or handicapped child under age 21, and your aged or infirm parents or adoptive parents who lack the ability or financial means to support themselves. Failure to provide support is a crime and a misdemeanor of the first degree. However, although this law has been in effect since 1974, I could not find a case where it was used to prosecute an adult child for not providing financial support for an aging parent.
So why the lack… Read the rest
What are your biggest fears as you face aging? The following are 3 widespread aging fears that you may be struggling with:
1. Running out of money.
2. Becoming a burden to your family.
3. Losing control of your life, ie. being forced to move into a nursing home.
What can you do to quash these fears?
Step One is to take stock of your situation.
1. Finances- Take a piece of paper or spreadsheet and list your assets, debts, and income.
2. Health- Do you have any current health problems or, given your family history, do you have any health expectations?
3. Goals- What lifestyle do you envision?… Read the rest
- You can expect a benefits determination to be made within 30 to 45 days after the application is submitted to the Department of Job and Family Services.
- You will receive a Notice of Approval or Denial. The Notice must contain a clear statement of the agency’s action and the reason for it. If you are approved, it will also contain the date that aid begins and the amount of the aid. If you are denied, it must contain the means of challenging the decision.
- If you are unhappy with the ruling or if you do not receive an approval or denial in a reasonable amount of time, you can request a State Hearing. Requests
Medicare Part A provides limited coverage for skilled nursing care if certain requirements are met. However, even if your care is Medicare Part A eligible, it only covers the cost of a skilled nursing facility for up to 20 days, with the possibility of an additional 80 days on a co-payment basis. The average nursing home stay is 2.4 years.
Beyond the limited time that Medicare Part A will cover care is the simple fact that it does not cover the majority of nursing home care because most residents of a nursing home do not require skilled care, which is a prerequisite for Medicare Part A coverage. … Read the rest