Under Ohio law, there are certain individuals that you are required to financially support and cannot abandon. Those people are your spouse, your child who is under age 18 or handicapped child under age 21, and your aged or infirm parents or adoptive parents who lack the ability or financial means to support themselves. Failure to provide support is a crime and a misdemeanor of the first degree. However, although this law has been in effect since 1974, I could not find a case where it was used to prosecute an adult child for not providing financial support for an aging parent.
So why the lack… Read the rest
Medicare Part A provides limited coverage for skilled nursing care if certain requirements are met. However, even if your care is Medicare Part A eligible, it only covers the cost of a skilled nursing facility for up to 20 days, with the possibility of an additional 80 days on a co-payment basis. The average nursing home stay is 2.4 years.
Beyond the limited time that Medicare Part A will cover care is the simple fact that it does not cover the majority of nursing home care because most residents of a nursing home do not require skilled care, which is a prerequisite for Medicare Part A coverage. … Read the rest
I was just reading a national long-term care website advocating the use of annuities for Medicaid planning purposes. The website stated that in the case of a married couple, where the institutionalized spouse (that is the one in a long-term care facility) has been approved for Medicaid, instead of spending down his spousal share, he can simply give the money to his wife and have her purchase an annuity for her benefit.
This assertion is false in Ohio and provides a powerful example of how important it is to consult with an attorney knowledgeable in Ohio Medicaid law before proceeding with any … Read the rest