What to Do When a Loved One Passes Away

Dealing with the death of a loved one is difficult enough. Handling the financial matters that come with it can be overwhelming and disorienting. The following is a list of initial steps to take when a loved one passes away. If the steps seem too much for you to handle in this challenging time, consider asking for the help of friends, family and a probate attorney.

Funeral and Burial
The funeral and burial or cremation arrangements must be made. It would be wise to review the deceased’s records to see whether any prepaid funeral arrangements were made. You may wish to prepare an obituary as well.… Read the rest

Long Term Care Presentation at North Olmsted Senior Center

Elder law lawyer Elizabeth Perla will be providing a presentation on Long Term Care Planning at North Olmsted Senior Center on May 9th at noon.  Contact North Olmsted Senior Center to sign up for the lunch and learn program.

The cost of long term care, be it nursing home, assisted living or home care can quickly drain a family of its resources.  Elder law attorney Elizabeth Perla will discuss how one puts together a long term care plan, including utilizing personal resources, insurance and government benefits. Bring your questions and start preparing a plan that can save your family money and… Read the rest

What does Medicare Cover in a Skilled Nursing Facility?

You or a family member have a serious health event like a stroke or a broken hip and are admitted to the hospital. Rehabilitation services are needed. What will Medicare cover?

Medicare will cover skilled nursing and rehabilitation services, that is medically necessary services ordered by a physician and performed by a physical therapist, occupational therapist or other skilled professional, under Medicare Part A.

To qualify for the coverage the patient must meet the following criteria:

  1. Patient must have been admitted to the hospital and spent three overnights. Important note: observation
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Event at Landerbrook Transitional Care

Cleveland elder law lawyer Elizabeth L. Perla of the Perla Law Firm, LLC, along with Greg Berlin of Oasis Asset Mgmt. Group Inc. and Kevin Kutz of Creative Insurance Solutions, LLC will be offering a panel discussion on planning services available to seniors on March 14, 2018 at 6pm at Landerbrook Transitional Care in Mayfield Heights, Ohio. The discussion will cover long-term care insurance, affording the costs of aging, asset protection, legal documents for seniors and more. To RSVP for the event, contact Landerbrook at 440.443.0345.… Read the rest

What is a Pet Trust?

For many people, a dog or cat is a member of the family. Just like human family, a person may want to provide for animal family members in the event of the owner’s death or disability. Thanks to a relatively recent change to Ohio law, a Pet Trust can do just that.

Ohio law permits the creation of a trust for the care of an animal, commonly known as a Pet trust. The trust can provide for the care and support of any animal that is alive during the trust maker’s lifetime.

The trust maker generally would appoint a caregiver and a person, called a Trustee, who would make sure the terms of the trust are followed.… Read the rest